IDA
Individual Development Account
Financial Literacy classes
Supported by
Money Management
Tracking Expenses
Creating and Maintaining a Budget
Setting Financial Goals
Planning to Meet Financial Goals
Banking
Choosing the Correct Institution and Account
How to Write Checks
How to Maintain a Checking Register
How to Balance Your Checkbook
Understanding Credit
Credit Basics
Types of Credit
Cost of Credit
Understanding Your Credit Report
Identity Theft-Protection, Recognition, and Recovery
Prevention
Warning Signs
Recovery
Rebuilding Credit
Savings
Setting Financial Goals
Budgeting for Financial Goals
Cutting Expenses
Vehicles for Saving
Successful Home Ownership
Benefits and Responsibilities
Financing Your Home
Home Buying Process
After the Closing
Fraud
Are You At Risk?
Tactics of Fraudsters
Tips for Recognizing and Avoiding Fraud
Common Scams
Debt/Bankruptcy/Rebuilding Credit
The Role of a Budget
Handling Creditors
When to File Bankruptcy
Re-Establish and Rebuild Credit
Home Management for for Renters
Budgeting for Independence
Choosing the Right Type of Rental
Asking Questions
Establishing Utilities
Safety
Auto Financing
What Can I Afford?
Leasing vs. Buying
Do Your Homework
Comparison Shopping
Suddenly Unemployed
Filing for Unemployment
Job Search
Importance of Budgeting
Handling Creditors
Resources for Help
Education Planning
Setting Education Goals
Choosing the "Right" School
Budgeting for Education
Filling Out the FAFSA
Applying for Scholarships
For More Info
Contact
lriggs@caodmu.org
(800) 858-4452